There are many dental plan options to choose from in the individual marketplace. Traditional dental insurance offers a set annual maximum, a small deductible for basic and major services, and increasing coinsurance coverage for Class I, II, and III services. Provider networks are usually more extensive.
If you’re willing to switch to a smaller network, there are affordable copay plans that can really save you money. These plans typically offer no deductibles, no waiting periods, no annual maximums, and reasonable copays for dental services.