If you do not have access to group insurance offered by an employer, there are several options available to you in the individual marketplace.
For those who qualify for a tax credit based on household income and family size, you’ll need to apply for coverage inside of the Washington Healthplanfinder exchange. If you do not qualify for a tax credit, you can apply in the individual private market.
Each carrier offers different plan designs and premiums based on Gold, Silver, Bronze, or HSA plans that may suit your needs better than others. The provider networks vary, so you’ll want to be careful choosing a plan that your provider accepts if that is important to you.
Whether you apply inside or outside of the exchange, we at Insurance By Design, LLC can help you determine whether you qualify for a tax credit, look up your providers in the networks, and help you find the right fit for your particular situation.